SaaS - Software as a Service.  A software deployment model in which a vendor licenses an application to customers for use as a service on demand.  SaaS software vendors may host the application on their own web servers or download the application to the consumer device, disabling it after use or after the on-demand contract expires.  The on-demand function may be handled internally to share licenses within a firm or by a third-party application service provider (ASP) sharing licenses between firms (ref: wikipedia).

12 CFR 334 - Fair and Accurate Credit Transactions Act.  Examiners will follow general Act guidelines relative to Sections 82, 89 and 90.  Typically, regulatory guidelines applicable to risk management practices are described in Section 90. Parameters more operationally targeted to red flags associated with address discrepancies are treated under Sections 82 and 89.

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